It is a mistake to handle a personal injury case without a lawyer. Former insurance Claims Adjuster Carl Nagle knows that insurance companies always seek to minimize victim claim payments. Lawyers know what the insurance companies truly owe, and we make them pay by presenting proper evidence and validating your threat of litigation. We know how to highlight essential medical evidence to prove the true nature and extent of all injuries. We know how to prove that injuries may be permanent, and how to collect money for future medical needs and for all future pain and suffering.

The Insurance Research Council compared personal injury settlements in cases handled by injury lawyers vs. cases handled by victims who dealt directly with insurance adjusters. They found that crash victims who hired lawyers collected settlements that were approximately three and a half times (350%) the amount collected by victims who did not hire a lawyer. Simply put, lawyers typically collect much more than you can collect on your own. Thus, even with firms that charge 1/3 of settlement, the victim typically nets more cash money even after the legal fee is paid. A huge additional benefit is that the lawyer gathers all medical records and bills, handles all insurance claim filings, and all of the legwork involved in presenting and resolving your case. With a lawyer in your corner the injury-claim process is simple – you work with doctors to restore your health, and we handle everything else!

Our firm ONLY handles significant motor vehicle collision cases, and with our focus on complex, high-damage cases, founder Carl Nagle has long maintained the lowest legal fee in the North Carolina personal law arena. Virtually all other personal injury firms charge 1/3 of settlement, and 40-44% of any money collected after a lawsuit is filed. Our fee is 1/4 of settlement, leaving far more money to pay unpaid medical bills and to provide tax-free settlement money to the injury victim. Why hire a firm that leaves your settlement share at 67% when we offer a fee that leaves 75% to cover your losses and suffering? Our litigation fee of 1/3 is also lower than the 40-44% that other firms charge after filing a lawsuit with the courts. Why pay more? We stand ready to help you and proudly offer the lowest fee in the personal injury legal industry.

Not only do we work to maximize your total settlement, we also work hard to reduce or avoid outside claims against your settlement money. For example, health insurance companies typically claim a large share of victims’ settlement funds. We make them prove that they have this right, and often we learn that they cannot take funds from your settlement. If they do have a valid claim, we always seek to negotiate reductions in health insurance liens and in unpaid medical charges. Every penny we save goes directly into our clients’ pockets. Our work doesn’t end until we have overturned every stone to maximize your net settlement payment.

Personal injury lawyers know how to prove fault and establish legal liability. We know how to locate multiple insurance policies to expand the pool of funds available to pay your claims. We know how to retain medical experts, vocational rehabilitation experts, crash reconstruction experts and others to prepare a winning case for trial. And we know when to reject unfair offers and to stay in the fight until you are paid in full!

We offer free telephone consultations to all North Carolina crash victims. Speak with our experienced insurance lawyers now to learn about your legal rights and options. If you choose to hire us, there is no fee up front, and we charge no additional service fees if you prefer that we come to you to get the case started. Also, our legal fee is pure contingency – there is no fee unless AND until we collect money for you. Most cases settle with no need for public lawsuits or court involvement. The main point is this – we make sure that the settlement is on your terms, not the discounted amount that the insurance company hopes to settle for.