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Former Insurance Adjuster OVER $750,000,000 IN SETTLEMENTS FOR CLIENTS

Car Accident Injury Attorneys in Salisbury, NC

Car accidents in North Carolina happen suddenly, often catching the safest and most prepared drivers off guard. Before you know it, you're seriously hurt and wondering how you'll provide for your family.

Dealing with the aftermath of a car crash is a lot to handle, especially when you're injured due to no fault of your own. Figuring out who will foot the bill for your medical expenses and monthly bills only adds to the stress. You're left trying to answer questions like, “What happens next, now that I'm injured?” “Am I going to get fired because I can't go to work?” “How will I pay for my hospital bills?”

Often, auto accident victims can't handle their responsibilities when they're hurt or recovering in Trinity Oaks in Salisbury, NC. Without a personal injury attorney in Salisbury, NC, to advocate on their behalf, these same victims give official statements to law enforcement and insurance companies by mistake. As a result, many men and women hurt in car crashes accept very low settlement offers without understanding that they deserve more.

If you or someone you love has been injured in a car wreck due to someone else's negligence, you're probably wondering if there's a legal way to ease your suffering. At Nagle & Associates, our car accident attorneys in North Carolina can review the facts of your case, engage your insurance company, and help get the ball rolling on your personal injury claim so you can begin to heal and get back to a normal life.

Injury-Attorney
Auto Accident and Insurance

Nagle & Associates: The Authority on North Carolina Auto Accident and Insurance Law

Trying to find the top personal injury attorney in Salisbury, NC, might seem difficult on the surface, but when you learn that Nage & Associates only handles serious motor vehicle accidents, the choice is easy. With more than two decades of experience only handling North Carolina motor vehicle accident cases, we've successfully recovered over $500 million in compensation for our clients.

Our firm is highly focused, with a proven track record in traumatic medicine, insurance regulations, and personal injury lawsuits. Founding attorney Carl Nagle is a former insurance claims adjuster and former insurance company lawyer. He knows exactly how to confront the insurance adjusters who are working now to oppose your claims. We also have two retired North Carolina State Troopers and four licensed NC auto insurance adjusters on staff. Our team stands ready to represent you and helping car accident victims is all we do.

We excel in employing top crash reconstruction experts, working with police to investigate collisions, preserving crucial evidence to establish fault and legal responsibility, and effectively presenting medical evidence to maximize settlements and trial outcomes. Additionally, we are skilled in managing settlements, minimizing external claims on settlement funds, and ensuring the highest tax-free payments for our clients at the conclusion of each case. Like Shober Bridge in Salisbury, NC, we stand tall for our clients when they're at their lowest.

We refuse to handle all other types of legal matters because we focus exclusively on cases involving the following:

  • Uninsured Motorist Accidents
  • Unsafe Lane Change Accidents
  • Uber and Lyft Accidents
  • Door Dash Accidents
  • Rollover Accidents
  • Distracted Driving Accidents
  • Work Zone Accidents
  • Fatal Car Accidents
  • Wrongful Death Accidents
  • Uninsured Motorist Accidents
  • Unsafe Lane Change Accidents
  • Uber and Lyft Accidents
  • Door Dash Accidents
  • Rollover Accidents
  • Distracted Driving Accidents
  • Work Zone Accidents
  • Fatal Car Accidents
  • Wrongful Death Accidents
Auto Accident and Random

At Nagle & Associates, we aim to be THE authority on auto accidents and insurance law in North Carolina. We know how to respond to the aftermath of a serious accident and how to approach insurance companies to command their respect. When you choose our law firm, you can rest easy knowing we will collect the highest payment possible for our clients in every case we oversee.

Your Car Accident Injury Attorneys in Salisbury, NC: The Nagle & Associates Difference

What makes Nagle & Associates stand out from the crowd? As your personal injury lawyer, we're passionate about providing the highest level of support when you're facing some of the most difficult times in your life. We will help solve your problems, and our entire staff truly cares about your financial concerns and your medical recovery. We will work tirelessly to protect and enforce your rights.

Clients recommend our personal injury lawyers to their friends and family members because we provide:

Most law firms in North Carolina accept a wide range of cases. Many handle divorce, tax and business law, criminal defense law, and bankruptcy along with personal injury cases. Firms that “only” handle personal injury law typically handle vehicle injury cases along with slip and fall, premises liability, dog bites, workers compensation and many different types of injury cases.

They don't focus purely on motor vehicle crash law. Our firm ONLY handles personal injury claims resulting from serious motor vehicle accidents. We are masters of the law in this arena and are prepared to protect your rights, establish fault, identify all at-fault parties, access all available insurance policies/coverage, and secure the maximum tax-free payment on all of your injury claims.

We only handle cases involving genuine injuries resulting from serious accidents. We're not talking about a fender bender in the parking lot of highest rated Ivan's Restaurant in Salisbury, NC. Our focus on high-value cases enables us to offer a reduced legal fee for settlements and trial verdicts. Nearly all other personal injury attorneys charge 1/3 of the settlement. If we take on your case, our fee is 1/4 of the settlement. With our more equitable fee, your share of the settlement is 75%, which is significantly more than the 66% portion that most firms allow.

Most personal injury law firms tack on additional expenses to their 1/3 legal fee. Those fees can include expenses such as postage, copy costs, administrative fees, and charges to outside vendors to collect medical bills and records. Our reduced 1/4 fee includes all case administration expenses.

Our attorney fees for cases that involve court proceedings are lower compared to what other personal injury lawyers charge. If the insurance company does not offer you fair payment, we will take legal action against all parties responsible and bring your case to trial. Other personal injury lawyers will take 40-44% of your injury claim money if a lawsuit is necessary. However, our fee for litigation is 1/3, which means that a larger portion of your personal injury compensation stays with you at the conclusion of your case.

Carl Nagle's extensive experience in both plaintiff and defense roles makes him a truly exceptional personal injury attorney in Salisbury, NC. He and his legal team now work only for individuals injured in vehicle accidents in North Carolina. Prior to focusing exclusively on representing crash victims, Carl Nagle spent several years working as an insurance claims adjuster in Atlanta. After graduating with top honors from the University of Georgia School of Law, Carl served as an insurance defense attorney. His firsthand experience in representing at-fault drivers and insurance companies enables him to predict and counter insurance defense tactics, and he knows how to push insurance companies to offer generous settlements in all cases.

We have seven offices spread across North Carolina, so there's likely one very close to you. Most things can be sorted out over the phone or by mail. Additionally, most cases are settled and result in payment with no court involvement, and this process can be managed without you having to leave your home. If your case needs to go to trial before a jury, we'll do this in your home county.

Associates Difference
Associates Difference

What clients say about us.

Do You Really Need a Car Accident Injury Attorneys in Salisbury, NC?

You aren't obligated to hire a lawyer to settle an accident claim. However, having a lawyer represent you in negotiations with the insurance company likely will result in a larger settlement. According to a report by the Insurance Research Council, 85% of the funds disbursed for bodily injury claims went to individuals who had retained legal counsel.

Former adjuster Carl Nagle offers this warning – “Insurance adjusters work only for the insurance company, and their goal is to minimize payment in every case. They are cost-control experts and they have no legal obligation to tell you what they truly owe. Whenever possible, they will deny valid claims and pay people less than they deserve”.

NC crash victims with serious injuries legally have nothing more than a “cause of action”, which means a right to sue the at-fault driver. Insurance companies know that victims who handle their cases without a lawyer present do not intend to sue, and likely also have no idea what their case is worth. Unrepresented victims are offered less than they deserve, and many settle for pennies on the dollar.

If you hire an attorney, you pay nothing up front and your lawyer beings working for you immediately. We handle all insurance company communications, ensuring that a skilled adjuster cannot misquote you or trick you into forfeiting your rights. We handle crash investigations and the task of gathering all of your medical bills, medical records, lost wage evidence and other case proofs. This is homework you will have to handle if you don't have legal representation. We assemble the case and highlight the medical evidence which adds value to your settlement We then threaten to file a lawsuit on your behalf, and apply legal and financial leverage to push for the highest settlement offer. After settlement, we negotiate discounts on unpaid medical bills and on health insurance claims against your settlement money. All of these efforts protect your rights and result in the highest possible tax-free settlement payment landing in your pocket. And your attorney is paid only if and when we deliver money to you.

You Really Need

Victims of careless commercial drivers who have high-limits insurance policies and victims who suffer more severe injuries are targeted by insurance companies. Sadly, the more extensive your medical expenses and other losses resulting from a car accident, the greater the likelihood that the other motorist's insurance company will contest your claim. Victims in high-damage cases should always involve an attorney to build and present their personal injury case.

Insurance companies prioritize safeguarding their profits over fair treatment of crash victims. Attempting to navigate negotiations with insurance adjusters and company lawyers on your own puts you at a disadvantage, as insurance companies have vast experience minimizing claim payments and extensive legal teams helping them oppose your case. Hiring personal injury representation is also a wise idea when you're trying to deal with one or more of the following situations:

At-Fault Drivers

At-Fault Drivers Who Are Underinsured or Uninsured

Some motorists responsible for accidents don't have liability insurance or have only bought the lowest amount of insurance mandated by law. If you were involved in an accident caused by a driver without adequate insurance, a lawyer can assist in filing a claim with your own insurance coverage to compensate for the difference. We can often identify several policies that can be stacked together to vastly increase the pool of money available to pay your claims.

Severe Injuries

Severe Injuries

Complex injuries can necessitate costly medical treatment and long-term disability assistance. Without the guidance of a seasoned personal injury attorney, you may not be able to afford continuing care and upcoming medical expenses. Also, severe injuries often result in lasting or permanent symptoms and medical needs. Injury lawyers know how to retain VocReha experts and medical experts to develop the evidence which allows us to collect for future lost wages, future medical needs, and future pain and suffering.

Property Damage

Property Damage

A personal injury lawyer can help you recover compensation for the damage caused to your vehicle, and arrange for an independent assessment to determine repair costs. When a client retains us to handle their injury claims, we handle all property damage claims for free. We never charge to help with vehicle repairs, total loss claims or help securing a rental car.

Contributory Fault Rules

Contributory Fault Rules

In North Carolina, we have the “pure contributory negligence” law. In this state, if a crash victim contributes slightly to causing their accident or injuries, they have no right to present ANY claims. If you are just 1% at fault, you get nothing for your car damage or injury claims. Insurance companies always try to place blame on victims injured in car accidents. By hiring a lawyer early, we make sure you never make a statement that kills your case. We also investigate the crash early and gather evidence proving all other drivers' fault, and proving that you were innocent and could not avoid the collision.

Wrongful Death

Wrongful Death

Losing a family member in a car accident is horrible, but it's even more tragic when they perish due to someone else's negligence. Surviving family members have a right to claim wrongful death benefits, but insurance companies will not simply volunteer fair payment. While you grieve the loss of your loved one, your wrongful death attorney can build the strongest case to help you secure justice and cover financial losses related to the death of your family member.

Call a Car Accident Injury Attorneys in Salisbury, NC, if You're in One of These Car Accidents

A traffic collision, also referred to as a car accident, happens when a vehicle crashes into another vehicle, pedestrian, animal, road debris, or other obstructions. Vehicle collisions can lead to different levels of vehicle damage, injuries to people inside, and, in some cases, even death. Annual reports from the past few years have indicated a consistent rise in vehicle accidents, injuries, and fatalities in North Carolina. The state recorded over 273,000 car crashes in 2022, leading to in excess of 110,000 injuries.

If you're in one of the following types of car crashes, you should contact an auto accident lawyer ASAP:

Head-On Collisions

Head-On Collisions

A head-on collision happens when two vehicles' front ends collide. This type of accident often results in very serious injuries and, sometimes, fatalities.

Rear-End Collisions

Rear-End Collisions

A rear-end collision happens when the front of one automobile crashes into the back of another vehicle. This type of collision happens most often when a driver fails to pay attention or is tailgating another driver.

Sideswipe Accidents

Sideswipe Accidents

When two vehicles are moving parallel to one another and make contact – usually due to an improper lane change – a sideswipe collision happens.

T-Bone Collision

T-Bone Collision

In a side-impact collision, one automobile crashes into the side of another, creating a “T” shape. These car wrecks are known to happen at intersections and typically produce serious injuries.

Multi-Car Pileup

Multi-Car Pileup

These auto wrecks are also known as chain reaction collisions and happen when three or more automobiles collide in a series of collisions. Multi-car pileups are known to happen in dense traffic and on large roadways like the busiest interstate highway in Salisbury, NC.

Rollovers

Rollovers

When a vehicle turns over on its side or on its roof, a rollover accident occurs, which can have catastrophic consequences for the driver and also for other motorists.

Regardless of the type of car accident you're involved in, you should know that North Carolina adheres to a fault-based system for wrecks. That means the driver found responsible for causing the wreck is usually accountable for the resulting damages. However, it's important to note that North Carolina also follows the pure contributory negligence rule. This means that if a plaintiff is found even partially at fault for the accident, they might be unable to collect payment for their property damage and injury claims.

While insurance companies should provide a lump sum to cover all accident-related expenses, in many cases, the amount they are willing to offer is typically unfair and insufficient without help from an experienced auto accident lawyer like Carl Nagle.

Follow These Steps After an Auto Accident in North Carolina

Whether you're driving near Livingstone College in Salisbury, NC or taking a short ride to the store, a car crash can happen in a split second. When it does, it can leave you confused and disoriented. However, taking quick action after an accident can help preserve your rights if you're injured. Keep these steps in mind if you're ever involved in a car wreck in North Carolina:

  • Swap insurance info with other drivers involved in the accident.
  • Get treated by a doctor to diagnose injuries caused by the auto accident.
  • If you're given a treatment plan by your doctor, be sure to follow the recovery instructions.
  • If you undergo treatment or rehab for your injuries, use your health insurance to fund all medical care. This protects your credit and will increase case value.
  • Get a copy of the police report for your auto accident.
  • Save any invoices, bills, and receipts relating to medical costs you have to pay to treat yourself or to repair property damage.
  • If you're injured in a car accident and have to take time off of work, have a doctor provide a work disability note to show that you are missing work for medical reasons. Also, try to get copies of your pay stubs that reflect your pay prior to your accident.
  • Reach out to a personal injury lawyer as soon as you're able to do so. Even if you chose not to hire a lawyer, a consultation with a personal injury lawyer is free and can typically be accomplished with a phone call. Learn your rights before you start cooperating with the insurance adjuster who is being paid to oppose your claims.
Follow These Steps

If someone's actions or lack of action caused you harm while driving, you may have a valid personal injury claim. There are many types of physical and emotional injuries that fall into different categories. At Nagle & Associates, P.A., we'll work with you one-on-one to gather evidence that can prove your case and help you receive the compensation you deserve. Whether you were in a collision involving a drunk driver, hit while walking to work, or sustained injuries in a motorcycle accident, our goal is to help you collect the full amount of compensation that the law allows.

Call Your Car Accident Injury Attorneys in Salisbury, NC, for a Free Consultation

At Nagle & Associates, we're proud to provide clients with the highest level of support when they are facing some of the most difficult challenges imaginable. We pledge to provide them with reliable legal representation and treat them with respect, compassion, and empathy. If you're suffering from the results of a major auto accident in North Carolina, know that we're here to help in any way that we're able.

Our team of car accident lawyers will work tirelessly to help you confront and solve your most immediate problems, to build the strongest personal injury case on your behalf, and to collect the highest amount of compensation through settlement or trial. When you or your family's health and financial security are on the line, don't settle for less – choose Nagle & Associates, P.A., today.

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Latest News in Salisbury, NC

Salisbury gears up for Cheerwine Festival, uniting locals and visitors in cherry soda celebration

"We can’t wait to celebrate... while sharing the unique charm and hospitality that makes Salisbury so special," Cheerine's vice president of marketing said.SALISBURY, N.C. — The Cheerwine Festival is set to return to Salisbury on Sat., May 17, promising a day filled with live entertainment, family fun, and a celebration of the South’s favorite cherry soda. This annual event, hosted by Cheerwine and its hometown, will feature ov...

"We can’t wait to celebrate... while sharing the unique charm and hospitality that makes Salisbury so special," Cheerine's vice president of marketing said.

SALISBURY, N.C. — The Cheerwine Festival is set to return to Salisbury on Sat., May 17, promising a day filled with live entertainment, family fun, and a celebration of the South’s favorite cherry soda. This annual event, hosted by Cheerwine and its hometown, will feature over five hours of live musical performances from local and regional acts, Cheerwine-inspired food and drinks, family-friendly activities, arts and crafts, and more.

“We’re excited to welcome everyone back to Cheerwine’s birthplace for a day full of great entertainment, delicious food, and family fun,” Joy Ritchie Harper, vice president of marketing for Cheerwine and a fifth-generation founding family member, said in a released statement. “There’s nothing better than seeing our community come together, and we can’t wait to celebrate with old friends and new faces while sharing the unique charm and hospitality that makes Salisbury so special.”

Vendor applications for food, beverages, and crafts are now open at cheerwinefest.com, with merchants having until Feb. 7 to submit their applications. The musical lineup and other entertainment details will be announced in the coming weeks.

Since its inception in 2017 to celebrate Cheerwine’s 100th anniversary, the festival has grown into a significant event for Salisbury. Last year’s festival featured an expanded footprint to accommodate the growing attendance, welcoming over 100,000 guests and generating $6.3 million for Rowan County, according to event organizers.

“Just like Cheerwine, with its one-of-a-kind flavor that’s as bold and spirited as our Salisbury-Rowan community, the festival is a fun way to toast to our rich history while giving a fizzy boost to our cultural and economic growth,” Salisbury Mayor Pro Tem Tamara Sheffield said in a statement.

Cheerwine, created in 1917 by L.D. Peeler, is a cherry-flavored soft drink that has become an iconic brand in the South. The 108-year-old company is still privately owned and managed by the founding family, with Cliff Ritchie serving as president and CEO.

You can stream WCNC Charlotte on Roku, Amazon Fire TV and Apple TV, just download the free app to get the news that impacts you.

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Peter Daniel: Government mandates are driving up healthcare costs in NC

According to Forbes, North Carolina employers and families pay more for health care in this state than any other state in the country. Which is to say, when it comes to health care, North Carolina is the most expensive state in the most expensive country in the world.Who pays all that money? Businesses, families and taxpayers. Of the non-government-sponsored health insur...

According to Forbes, North Carolina employers and families pay more for health care in this state than any other state in the country. Which is to say, when it comes to health care, North Carolina is the most expensive state in the most expensive country in the world.

Who pays all that money? Businesses, families and taxpayers. Of the non-government-sponsored health insurance policies in North Carolina, 87 percent are funded by employers.

Where does that money go? Health care providers, who decide what to charge for medical procedures and visits.

Businesses hire health insurance companies to administer employee benefits and to try to contain costs to the extent possible. But just like other insurance products, health insurance premiums depend almost entirely on how much providers charge for their services.

Knowing all this, I’ve been surprised to see free-market voices claim new government mandates on health insurance companies would somehow lower health costs. North Carolina already has the highest health care costs in the country because state law favors providers via mandated coverage benefits. More government intervention is the very practice that pushed North Carolina’s health costs higher than any other state in the union to begin with.

Health insurance companies need the legislature to give them more tools to reign in North Carolina’s out-of-control health prices. They don’t need government prohibiting them from using the few tools still available to them right now.

It would serve everyone better if provider associations like the Medical Society would sit down and collaborate on meaningful regulatory reform to a broken system rather than constantly calling on members of the General Assembly to choose between mandates that benefit special interest groups and reasonable health insurance premiums for businesses and taxpayers, and ultimately for the citizens of our great state.

Last year’s House Bill 649 is an example of a mandate that does not guarantee any cost-savings for patients and does more harm than good, which is why both I and the Affordable Healthcare Coalition of NC have opposed it in these very pages.

About one-quarter of all health spending in the U.S. — close to $1 trillion every year — is pure waste: unnecessary treatments, low-value care, fraud, and more. House Bill 649 would, by government order, gut one of the main tools health insurers use to prevent waste from happening, and therefore lower costs.

A health care system in which nobody guards against unnecessary or even fraudulent billing would be like the Wild West. I don’t know exactly how it would end, but it certainly would not lower health costs.

Most would agree that North Carolina’s label — the most expensive state for health care in the most expensive country for health care in the world — needs to change. We rightfully pride ourselves on massive economic development wins, based in part on an enviable tax and regulatory environment.

Oppressive health costs threaten to neuter those policies, and they may do so faster than most of us think. North Carolina’s General Assembly needs health care regulatory reform now.

Government mandates like in HB 649 increase the cost of health care and simply shift money to the pockets of special interest groups, rather than guaranteeing a reduction in costs for business and patients, which in turn increases the cost of insurance premiums. This ever-increasing volume of government mandates is draining money from North Carolina families and businesses, and sapping up North Carolina’s competitive advantages.

Instead of top-down mandates, the state should encourage the use of existing tools like value-based arrangements and the sharing of data by providers. Nothing prohibits providers and insurers from entering these agreements, which can include waivers for prior authorization and other utilization management tools if providers consistently meet quality goals and cost controls. Providers stand to earn more from these arrangements as a partner with insurers in the health outcome of patients.

The NCAHP remains willing to work with other associations and the General Assembly to address health care cost drivers.

Peter T. Daniel is the executive director of the NC Association of Health Plans, Inc.

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